Legal & Compliance Disclosures

Last Updated: September 2026

The information and services provided through Delta Creek Financial Advisors are subject to applicable securities, insurance, privacy and other regulatory requirements. The following disclosures are intended to clarify the nature and limitations of information provided through this website and other digital communications.

Dealer Relationship

Investment products and services are offered through Portfolio Strategies Corporation (“PSC”).

Portfolio Strategies Corporation is registered as a mutual fund dealer and exempt market dealer and is a member of the Canadian Investment Regulatory Organization (“CIRO”). For securities-related business, registered advisors act as agents of Portfolio Strategies Corporation.

Certain other products or services, including some insurance products and financial planning activities, may be provided through appropriately licensed channels outside Portfolio Strategies Corporation. PSC’s own relationship disclosure notes that advisors may provide products or services that are not provided or supervised by PSC

General Information Only

Information on this website is provided for general informational and educational purposes only. It is not intended to constitute individualized investment, financial, tax, accounting, legal or insurance advice.

Financial strategies and recommendations should be considered in light of each person’s circumstances, objectives, risk tolerance, time horizon and other relevant information.

Visiting this website, sending an email, booking a meeting or interacting through social media does not, by itself, establish an advisory or client relationship

Investment Risk

Investing involves risk. The value of investments may increase or decrease, and investors may lose some or all of the money invested.

Past performance is not necessarily indicative of future results. No representation or guarantee is made that any investment, financial strategy or planning approach discussed on this website will achieve a particular result.

Tax, Legal and Accounting Matters

Information concerning taxation, estate planning, corporate structures, succession planning or legal and accounting matters is general in nature and should not be considered a substitute for advice from a qualified tax, accounting or legal professional.

Tax laws and their application can change and may vary according to individual circumstances. Clients should consult their own professional advisers where appropriate.

Electronic Communications

Ordinary email, website forms, text messages and social-media communications may not be secure and should not be used to transmit passwords, account numbers, government identification numbers or other highly sensitive personal or financial information.

Trading instructions, withdrawals, deposits, changes to account information or other time-sensitive financial instructions should not be provided through social media, general website forms or other unapproved electronic channels.

Clients should use the approved communication and secure document-transfer methods provided to them for confidential or transaction-related information.

Website and Social Media Content

Content published by Delta Creek Financial Advisors through this website, social-media accounts, videos, articles or other digital channels is provided for general informational and educational purposes.

Digital content may become outdated as markets, legislation, tax rules, products and economic conditions change. Following, liking, sharing or linking to third-party content does not necessarily constitute an endorsement of that person, organization, product, service or opinion.

Comments or statements made by third parties on social-media platforms do not necessarily represent the views of Delta Creek Financial Advisors or Portfolio Strategies Corporation.

Third-Party Websites and Services

This website may contain links to third-party websites or services, including client portals, scheduling platforms, secure document-transfer services, financial institutions, regulatory organizations and mobile applications.

Third-party websites and services operate under their own terms, privacy policies and security practices. Delta Creek Financial Advisors does not control and is not responsible for the content, availability or operation of unaffiliated third-party websites or services.

Accuracy and Timeliness

Reasonable efforts are made to provide accurate and useful information. However, information may change without notice and may not always reflect the most current market, legal, regulatory, tax or product developments.

No warranty or representation is made regarding the completeness, accuracy or timeliness of information presented on this website.

Jurisdiction and Availability of Services

Financial products and services are available only in jurisdictions where the applicable adviser, dealer, insurer or other service provider is appropriately registered, licensed or otherwise permitted to conduct business.

Accessing this website from another jurisdiction does not constitute an offer or solicitation to provide products or services where such activity would not be permitted.

Copyright and Use of Website Content

Unless otherwise indicated, the branding, written material and original content appearing on this website are the property of Delta Creek Financial Advisors and may not be reproduced, distributed or used for commercial purposes without permission, except as permitted by law.

Third-party names, logos and trademarks remain the property of their respective owners.

Questions

Questions regarding these disclosures may be directed to:

T. Patrick Pitz, CIM®
Delta Creek Financial Advisors
(833) 927-3158
invest@deltacreek.net

Investment products and services are offered through Portfolio Strategies Corporation.